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NYSE:BFH

Bread Financial Holdings, Inc.

Bread Financial Holdings, Inc.'s revenue grew 0.2% in fiscal 2025 to $3.8B. Return on average equity was 16.2%, and the diluted share count fell 5.6%.Summary generated from Bread Financial Holdings, Inc.'s SEC filings. Latest annual report filed Feb 13, 2026.

Revenue (FY25)$3.8B
Revenue growth+0.2%
Revenue, 5-yr CAGR−3.2%
Net margin13.5%
Return on equity16.2%
Share count change−5.6%

Margin, ROIC, debt and free-cash-flow measures are not shown for banks and insurers, whose statements are not built around them.

Financials

Fiscal years, $M
Item20212022202320242025
Revenue3,2723,8264,2893,8383,845
Net income801223718277518

Recent filings

From SEC EDGAR

Peers

Personal credit institutions