NASDAQ:CZFS

Citizens Financial Services Inc.

Citizens Financial Services Inc.'s revenue grew 2.8% in fiscal 2025 to $9.9M. Return on average equity was 11.5%.Summary generated from Citizens Financial Services Inc.'s SEC filings. Latest annual report filed Mar 12, 2026.

Key statistics

Fiscal 2025 from SEC filings. Methodology

Revenue (FY25)$9.9M

Revenue growth+2.8%

Revenue, 5-yr CAGR+8.2%

Net margin370.1%

Return on equity11.5%

Share count change−0.0%

Margin, ROIC, debt and free-cash-flow measures are not shown for banks and insurers, whose statements are not built around them.

Financials

Fiscal years, $M

Item	2021	2022	2023	2024	2025
Revenue	8	9	9	10	10
Net income	29	29	18	28	37

Recent filings

From SEC EDGAR

4Insider transaction report
Sep 22, 2026
4Insider transaction report
Sep 15, 2026
10-QQuarterly report for the period ended Jun 30, 2026
Aug 6, 2026
8-KResults of operations and financial condition
Jul 30, 2026
8-KDirector or officer change
Jun 22, 2026
10-QQuarterly report for the period ended Mar 31, 2026
May 7, 2026
8-KRegulation FD disclosure
Apr 29, 2026
8-KResults of operations and financial condition
Apr 29, 2026

Peers

State commercial banks